Seasoned loan officers consistently emphasize one key piece of advice to homebuyers: work with a trusted real estate agent. Whether someone is purchasing their first home or their fourth, a knowledgeable real estate agent can make a noticeable difference in how smooth, efficient, and cost-effective the experience is. Here’s why working with a real estate… Continue reading Why Working with a Real Estate Agent Matters – A Lender’s Perspective
Tag: bank statement
Unlocking Mortgage Options You Didn’t Know You Had: Brokered Loan Products Explained
When most people think about getting a mortgage, they picture the traditional route: W-2 income, tax returns, a steady job, and a conventional loan. But what if that doesn’t fit your financial situation? Whether you’re self-employed, a business owner, or someone with multiple properties, you may feel like the mortgage world wasn’t built for you.… Continue reading Unlocking Mortgage Options You Didn’t Know You Had: Brokered Loan Products Explained
Breaking Barriers to Homeownership: Bank Statement Loans for Self-Employed Borrowers
For self-employed professionals, entrepreneurs, and freelancers, achieving homeownership can sometimes feel out of reach. Traditional mortgage lenders often require tax returns and W-2s, which may not accurately reflect your income due to business deductions and write-offs. If this sounds familiar, VanDyk Mortgage has a solution for you. What is a Bank Statement Loan? A Bank… Continue reading Breaking Barriers to Homeownership: Bank Statement Loans for Self-Employed Borrowers