Seasoned loan officers consistently emphasize one key piece of advice to homebuyers: work with a trusted real estate agent. Whether someone is purchasing their first home or their fourth, a knowledgeable real estate agent can make a noticeable difference in how smooth, efficient, and cost-effective the experience is. Here’s why working with a real estate… Continue reading Why Working with a Real Estate Agent Matters – A Lender’s Perspective
Category: Credit
The Five Factors Behind Your FICO Score
A FICO score is a type of credit score that is the industry standard for determining a person’s credit risk. While many lenders rely on FICO Scores to make faster, fairer, and more accurate lending decisions, it’s important to note that not all credit scores are FICO Scores. Five different categories play into your FICO… Continue reading The Five Factors Behind Your FICO Score